How can self-employed individuals access the Marketplace?

Self-employed individuals can access the Marketplace primarily through the Individual Marketplace, which is designed specifically for people seeking health insurance on their own, whether they are self-employed, unemployed, or not eligible for employer-sponsored coverage. The Individual Marketplace allows self-employed people to compare different health insurance plans based on coverage options, prices, and provider networks, all in one place. This provides a crucial opportunity for those without employer-sponsored insurance to secure affordable coverage that meets their health needs.

Access through employer programs would not apply to self-employed individuals, as they do not have an employer providing health insurance benefits. While state exchanges are part of the Marketplace, the terminology usually refers to the Individual Marketplace aspect of these exchanges. Group plans are typically available through employers or organizations, which again would not be suitable for self-employed individuals without a larger entity providing that option.