How does the ACA aim to address issues related to insurance companies?

The Affordable Care Act (ACA) aims to address issues related to insurance companies by holding them accountable and reducing uncompensated care. This is achieved through several key provisions. One of the most significant aspects of the ACA is the regulation of insurance practices, particularly regarding preexisting conditions. Insurance companies are prohibited from denying coverage or charging higher premiums based on an individual’s health history, which ensures that more individuals can access necessary health care without facing discriminatory practices.

Furthermore, the ACA introduced measures that incentivize preventative care. By providing better access to preventive services without cost-sharing, the ACA helps reduce the likelihood of costly medical interventions later, ultimately aiming to decrease uncompensated care that burdens the healthcare system. This focus on accountability ensures that insurance companies operate under guidelines that promote fairness and accessibility, contributing to a more efficient healthcare system. Overall, option C aptly captures the overarching goal of the ACA in terms of both consumer protection and financial sustainability within healthcare.