What is the main benefit of the Individual Marketplace?

The main benefit of the Individual Marketplace is that it allows individuals to purchase qualified coverage. This aspect is fundamental to the ACA, as it creates a platform where people can compare different health insurance plans that meet certain standards. These plans typically include benefits such as essential health coverage, preventive services, and protections for individuals with pre-existing conditions.

This marketplace aims to enhance access to affordable health insurance by facilitating competition among insurers, which can lead to more options and potentially lower prices for consumers. Additionally, it makes it easier for individuals to find plans that fit their specific health needs and financial situations, especially since many eligible individuals may receive subsidies to help lower their premiums based on their income.

The other options do not accurately represent the key function of the Individual Marketplace. It does not primarily focus on avoiding taxes, providing insurance only for individuals under a certain age, or offering free healthcare services, as each of these points misrepresents how the marketplace operates and its overall purpose in the ACA framework.