Which demographic has seen an increase in health insurance rates due to the ACA?

The correct choice, which indicates that previously uninsured young adults have seen an increase in health insurance rates due to the Affordable Care Act (ACA), is based on several important provisions of the legislation.

The ACA introduced several measures designed to expand access to healthcare for young adults, particularly those aged 18 to 26. One significant provision allows young adults to remain on their parents’ health insurance plans until they reach the age of 26, which has led to a substantial increase in insurance coverage within this demographic. As a result, more young adults who may have previously been uninsured are now able to gain access to necessary medical care and health services.

In addition, the ACA established health insurance marketplaces where young adults can purchase insurance plans, often with financial assistance based on their income. This facilitated an environment where more young adults actively sought out and enrolled in insurance coverage.

While other demographics experienced changes due to the ACA, such as low-income families benefiting from Medicaid expansion or individuals with employer-based insurance having protections against discrimination, the highlighted increase specifically pertains to previously uninsured young adults gaining health insurance through these reforms.