Which of the following is a main ideal of the "Costs" component of the ACA?

The main ideal of the "Costs" component of the Affordable Care Act (ACA) is to end lifetime limits on coverage. This provision ensures that individuals do not face caps on the amount their health insurance will pay for covered benefits over the course of their lifetime. By eliminating these limits, the ACA aims to protect consumers from excessive financial burdens due to serious or chronic health conditions, enabling them to receive necessary care without the fear of reaching a coverage ceiling.

The other options do not align with the key objectives of the ACA's approach to costs. For example, while the ACA aims to improve access to care, it does not provide unlimited coverage for all patients, as there are still coverage limits on different types of services and requirements for certain plans. Additionally, the ACA does not eliminate all insurance premiums; rather, it attempts to make insurance more affordable through subsidies and other measures. Lastly, while the ACA has provisions that can affect out-of-pocket expenses, its goal is not to increase these costs, but rather to ensure that individuals can access care without overwhelming financial strain.